While it's true that some of the best days to buy a car are the end of December, great car lease and finance deals launch in January, as dealers kick start the New Year with new car incentives meant to help sell 2013-model-year inventory to new car buyers.
These first offers of the year mean that new car shoppers who skipped the crowds on December 31 are bound to get some great deals on new cars in the next few weeks.
These New Year promotional finance deals can take the form of cash back (that can help increase your down payment) or low APR financing rates for defined terms. Meanwhile, car-leasing deals typically offer the new-car shopper a choice between a low down payment or low monthly payment for a nice short term to keep your out-of-pocket automotive expenses minimal.
To help get new cars rolling off the lots for the New Year, some automakers are even offering 0% financing, and other super-low 1.9% and 2.9% interest rates on a wide range of popular sedans, SUV's, and small fuel-efficient vehicles.? Keep in mind that incentives and leasing programs are subject to change by region and should be confirmed with your dealer, as they can affect your final price.
If you?re shopping for a new car in January, be sure to take a look at the following ten manufacturer lease and finance incentives: perhaps these opportunities for savings will help you decide between a lower monthly lease payment or lower upfront and financing costs to get you into your next new car as the New Year begins.
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Top Lease Deals on New Cars ? January 2013
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2013 Cadillac ATS
$299/month for 36 months with $2,199 down
10,000 miles/year
Expires: 2/28/13
The five-seat Cadillac ATS is the most agile and lightweight Cadillac built yet, promising luxurious and spirited driving experience. A broad lineup of engines ? including two four-cylinder choices and a V-6 for North America ? delivers strong power to the ATS and capitalizes on the car?s lightweight structure to complement its performance with efficiency. The ATS features Cadillac's Cadillac User Experience -- aka "CUE" -- a comprehensive, in-vehicle experience that merges intuitive design with auto industry-first controls and commands for information and entertainment data.
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2013 Honda CR-V
$310/month for 35 months with $0 down and no first month's payment
12,000 miles/year
Expires: 3/4/13
Honda makes it easy to lease its CR-V crossover utility vehicle thanks to nothing down and a free first payment. Popular, thanks largely to Honda?s strong reputation for quality, the CR-V also offers five-passenger capacity, spacious and functional 37.2 cubic feet of storage behind the second row, and fuel economy rated at 23 city, 31 highway, and 26.8 combined miles per gallon.
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2013 Jeep Wrangler
$349/month for 36 months with $2,499 down
12,000 miles/year
Expires: 2/4/13
Beloved by many for its legendary "Trail-Rated" off-road prowess, the Jeep Wrangler offers a variety of trim levels, hard and soft top options, and a powerful 285-horsepower/3.6-liter V-6 engine mated to a standard a six-speed manual transmission or optional five-speed automatic transmission. With room for five adults, the Jeep Wrangler remains the only four-door 4x4 convertible on the market; affordable lease terms of $349 per month for 36 months with $2,499 down make it easy to take this Jeep off the dealer's lot.
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2013 BMW X5
$509/month for 36 months with $4,234 down
10,000 miles/year
Expires: 1/31/13
The familiar 2013 BMW X5 is a great-performing crossover utility vehicle featuring a luxurious interior and fun to drive performance.? Standard engine is a 300-horsepower/ 3.0-liter turbocharged six-cylinder gaswoline engine mated to a choice of standard six-speed or optional eight-speed transmission. Performance is sporty, but fuel economy is dismal at 16 mpg city and 23 mpg. The BMW X5 can hold up to 75.2 cubic feet of cargo, with 21.9 cubic feet behind the second row; when equipped with optional third-row seat, the X5 can seat up to seven people.
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2013 Hyundai Elantra
$179/month for 36 months with $1,999 down
12,000 miles/year
Expires: 1/31/13
The Hyundai Elantra turns heads wherever it goes, thanks to its elegant styling and sporty profile. Under the hood, the Elantra is powered by a 1.8-liter four-cylinder engine mated to a six-speed transmission that provides smooth performance along with fuel economy ratings of 29 mpg city, 40 mpg highway, and 34.2 mpg combined. Inside, the affordable Elantra offers 95.6 cubic feet of passenger space so your passengers can travel in comfort.
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Top Finance Deals on New Cars ? January 2013
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2013 Chevrolet Cruze
1.9% APR for 48 months
Expires: 2/28/13
It?s easy to see why so many people refer to the?Chevy Cruze?as a ?Mini Malibu.? It?s not fancy or expensive, but it?s a likeable little compact sedan that provides everything a buyer wants in its affordable segment. The Chevrolet Cruze offers peppy driving quality, comfortable interior with room for five, safety, and connectivity, all while sharing the attractive design cues introduced with Chevrolet?s redesign of its larger sibling, the Malibu. Standard is a 138-horsepower Ecotec 1.8-liter four-cylinder engine promising 25 mpg city / 36 mpg highway / 29 combined (with manual transmission) or 22 mpg city / 35 mpg highway / 27 combined (automatic).
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2013 Nissan Maxima
1.9% APR financing for up to 60 months
Expires: 1/31/13
Nissan Maxima packs a lot of value into its midsize sedan. This great finance offer means you can drive away in Nissan's four-door sedan for with 1.9% APR for up to 60 months. Nissan's flagship sedan is available in two models -- 3.5 S and 3.5 SV -- each equipped with a standard 290-horsepower/3.5-liter DOHC 24-valve V-6 engine mated to an Xtronic continuously variable transmission (CVT) with available paddle shifters.
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2013 Mazda MAZDA3
0% financing for 36 months
Expires: 1/31/13
Face-lifted in 2012 with more refined exterior and interior features, the 2013 Mazda3 is also the first vehicle in Mazda's North American lineup to feature their SKYACTIV fuel-saving and performance-oriented engine and transmission technologies. The high-efficiency direct-injection SKYACTIV-G 2.0-liter gasoline engine mates to a standard SKYACTIV-MT six-speed manual transmission or optional SKYACTIV-Drive six-speed automatic transmission to achieve as much as 28 mpg city / 40 mpg highway (sedan) and a potential of more than 540-mile range between fillups. Beyond the super affordable fuel economy, a 0% finance rate makes the Mazda3 super easy on your wallet.
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2013 Hyundai Tucson
2.9% APR for 60 months
Expires 1/31/13
The Hyundai Tucson seats five and offers up to 55.8 cubic feet of cargo room. The Tucson is especially appealing with a 2.9% APR for 60 months, but it's also attractive because of its affordable pricing, strong five-star safety ratings, stylish looks, fuel economy ratings of 22 city/31 highway/25 mpg combined, and Hyundai's best-in-class 10-year/100,000-mile warranty.
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2013 Ford Escape
2.9% APR for 36 months
Expires: 4/1/13
Redesigned for 2013, the new Ford Escape features a choice of fuel-efficient engines boasting highway fuel economy as high as 33 mpg and a towing capacity of 3,500 pounds. Inside, the Ford Escape provides seating for five or cargo capacity of up to 67.8 cubic feet, plus storage in the wayback that holds another 34.3 cubic feet of stuff. And as useful as all that is, the available hands-free liftgate raises with a kick of your foot to make accessing the rear cargo area?that?much easier when your hands are full. A 2.9% APR for 36 months also makes it easy to escape in Ford?s popular crossover utility vehicle.
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Keep in mind this is not the complete list of all available incentives available during the month of January;? we simply picked the best of the lease and finance offers available on some of the most popular vehicles and made sure to represent a variety of segments. Be sure to check the individual manufacturer websites for the car brand you are interested in purchasing a vehicle from to see their offers, and to verify that the incentive is offered in your region as these offers may vary from region to region and do have expiration dates. Cash deals reflect the possible discount from the Manufacturers Suggested Retail Price (MSRP) and include any manufacturer?s rebates and other incentives.
Get more information about the?pros and cons of leasing?and?getting a better deal through leasing?at?TrueCar.com. Register with your local?TrueCar Certified Dealer? to see upfront guaranteed savings from a TrueCar Certified Dealer, and to track additional savings, new incentives, price drops and special offers ?for the vehicle you are researching.
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